When interest rates are low, there is no better time to re-finance your home. Lower your monthly payments and, at the same time, increase the amount of principal you pay every month. Re-financing can be the best money saving program available, as long as interest rates are low. At the very least, give it a try and see if we can save you money. You can easily compare your current loan to a re-financed loan by using a few simple mouse clicks.