ALL PRIVACY BENEFITS

CREDIT REPORTS – FRAUD PROTECTION
Members receive their credit reports from one, two or three major bureaus. This can reported individually or as one compiled report. Further, as part of our Fraud Protection service, every quarter, a new report will be issued based on any new cards issued, full inquiries or unauthorized use.

CREDIT SCORING AND EVALUATION
Now, perhaps for the first time, members can have their credit reports scored and evaluated. Just as the banks and finance companies rely on credit scores to determine whether or not to extend credit, we provide members with a similar scoring, and recommendations for improving the member’s credit rating. This is a new and exclusive benefit never before available.

MEDICAL INFORMATION BUREAU REPORT
Members can request assistance (by sending in a card) in obtaining this report. We will send all necessary forms to the member who must sign and mail the forms in order to receive this valuable report. (This report form can be accessed via the web.)

SOCIAL SECURITY REPORT
Members can request assistance (by sending in a card) in obtaining this report. We will send all necessary forms to the member who must sign and mail the forms in order to receive this valuable report. (This report form can be accessed via the web.)  

BANKING INFORMATION BUREAU REPORT
Members can request assistance (by sending in a card) in obtaining this report. We will send all necessary forms to the member who must sign and mail the forms in order to receive this valuable report. (This report form can be accessed via the web.)

MOTOR VEHICLE REPORT
Members can request assistance (by sending in a card) in obtaining this report. We will send all necessary forms to the member who must sign and mail the forms in order to receive this valuable report. (This report form can be accessed via the web.)  

FBI REPORT
Members can request assistance (by sending in a card) in obtaining this report. We will send all necessary forms to the member who must sign and mail the forms in order to receive this valuable report. (This report form can be accessed via the web.)

CREDIT CARD REGISTRATION & PROTECTION
Member’s cards are automatically registered. There are no forms to fill out. If there is a loss, members simply call a toll-free number. A credit report is run and all card companies are notified. Additionally, our credit advisors will also assist in the replacement of new cards.

INTERNET CREDIT CARD FRAUD PROTECTION
If a Member’s card is used fraudulently on the Internet, they will be covered for their loss and the fraud will be reported to the card issuer. Members simply call a toll-free number and our credit counselors will provide assistance in notifying the issuing bank and help to arrange for new cards to be issued.  

IDENTITY GUARDIAN
In the event that you are the unfortunate victim of identity theft, this benefit is here to help. Members receive the following services: Abatement of all bank, finance and credit card charges, reimbursement of all notary and certified mail costs, reimbursement of all loan re-application fees, legal assistance network, comprehensive help desk with trained specialists to walk you through the “re-building” process and much more.