ALL HOUSE & HOME BENEFITS

HOMEOWNER'S INSURANCE
There are as many options for Homeowner’s Insurance as there are Baskin & Robbins’ flavors. And, unless you know and understand the options, and have a service that provides you with the most competitive quotes, you could end up buying a lot more than you bargained for. Whether you own, rent or live in a condominium, our program works with you to determine the exact coverage you need and then searches through hundreds of insurers to find you the best possible price available. Why not compare your current policy with others available to see how much you can save? 

HOME MORTGAGE
Looking for that ideal loan? Check out the most competitive rates and even discover the repayment schedule for your loan. Then, fill in a simple loan application and you’re on your way to home ownership. The rates are competitive and the terms can be designed to fit your specific requirements. If you want to create the loan that best suits your new home and your current finances, this is the place to be. 

HOME RE-FINANCE
When interest rates are low, there is no better time to re-finance your home. Lower your monthly payments and, at the same time, increase the amount of principal you pay every month. Re-financing can be the best money saving program available, as long as interest rates are low. At the very least, give it a try and see if we can save you money. You can easily compare your current loan to a re-financed loan by using a few simple mouse clicks. 

HOME MORTGAGE & RE-FINANCE FOR POOR CREDIT
If you find that for any reason your credit is not what you would like it to be, don’t worry. These mortgages and re-financing options were designed for those with less than stellar credit. Simply fill in the loan application, let us run the credit report and work with us to get the loan you need for the home you want for you and your family. Or, simply take some of that hard-earned equity out of your house.  

HOME INVENTORY PROGRAM
If you suffered a loss, would you remember everything you owned? Its value? Condition? We all need to protect our valuables, but most often, we are too busy to "get around" to making an inventory list. With our Home Inventory Program it's a breeze. Simply describe the item, enter its value and even insert a photo and the information is forever saved in a database. Then, store it on a disk and leave it in a safe place to protect the things you cherish.

HOMEWORK HELP
Don’t we wish we had the web to help us with our homework when we were young? Now, your children can log on to our Homework Help site and choose the subject and level they need the most help with. This area is packed with experts, examples, instruction, images and more. If they can’t find the help they need here, they might as well go back to those old dusty encyclopedias sitting on your shelf. 

INTERSTATE MOVING
You can save up to 40% and more when you move Interstate. And, with our Contents Replacement Coverage, Packing Service, Inventory Control and "Tender Loving Care," your move will be as easy as, well, a move can be. If your plans include Interstate Moving, let us show you how simple and cost-effective our programs are, and take the hassle out of your move. 

MORTGAGE REDUCTION SERVICE
Members can save tens of thousands of dollars on their mortgage with this simple bi-weekly program. This service is unique in that it does ALL the work for the Member. This service sends in the Member's payment automatically at the right time. The Member will receive a free personalized analysis of their mortgage and the potential savings. 

REAL ESTATE REFERRAL NETWORK
Members save hundreds of dollars on real estate broker fees when they buy or sell a home with this unique referral service. Simply call our toll-free number or fax in the real estate profile and we’ll refer you to a real estate agent in your area. With more than 5,000 agents nationwide, we will offer a discount of hundreds of dollars off the standard broker fees. 

HOME REPAIR & MAINTENANCE NETWORK
Members receive access to more than 50,000 contractors including plumbers, electricians, carpenters, landscape and more. All contractors are available 24 hours a day. This is a fully-credentialed network with all contractors subjected to an extensive third-party review. 

HOME MAINTENANCE SERVICE
Members receive discounts with Terminix, Merry Maids, ServiceMaster, Amerispec Home Inspection, True Green, ChemLawn and more. Discounts vary from 10% to 20%. All services are available nationwide. (Access via toll-free number only.) 

HOME DEDUCTIBLE GUARD
Members can purchase gap insurance that covers their homeowner’s deductible up to $1,000. This coverage will cover the member’s homeowner’s deductible every time an insurance claim is filed with their primary homeowner’s insurance carrier. 

FREE HOME SECURITY SYSTEM
Members receive a complete home security system at no cost *based on the homeowner qualifying for and accepting a three-year monitoring contract. Equipment includes: Control panel, Motion detector, Interior Siren, Ten Door/Window Sensors, Yard Sign and Window Stickers. Plus, members receive a Lifetime Equipment Warranty and Installation/Operation video.